11 Mar 2025
sZBZ
Legal oficer, 4 to 7 years in Mumbai (Andheri)
Mumbai
5-6 Years
Legal Documentation, negotiations, NBFC, Companies Act, Drafting, Sebi Guidelines
Job Description
Position: Legal Officer
Qualification: LLB
Experience: 4 to 7 years
Location: Mumbai (Andheri)
Job description
Qualification: LLB
Experience: 4 to 7 years
Location: Mumbai (Andheri)
Job description
Key Responsibilities:
· 4-7 years of legal experience, having worked as part of a legal team in the financial services industry / law firm of repute.
· A bachelor\'s or master\'s degree in law (LLB or LLM)
· Experience in handling banking and finance documentation including documents relating to borrowing from banks/ FIs, transactional documents for securitisation/ direct assignment etc.
· Knowledge of RBI Regulations/ Guidelines as applicable to NBFCs.
· Excellent relationship management and negotiation skills
· Ability to work under tight deadlines.
· Provide pro-active, practical, qualitative and cost-effective legal support and guidance to different business functions on all kinds of legal matters
· Draft and/or review and negotiate on MOUs, LOIs, Term Sheets, legal contracts/ agreements/ documents, including vendor contracts, servicer contracts, IT contracts etc.
· Drafting of legal / credit documents for loan products including secure and unsecure loan products i.e. Loan Against Property, Housing Finance, Business/Personal Loan, SME loan, Commercial Vehicle Loans and all transaction documents for various kinds of fund based and non-fund based facilities and stamp duty.
· Assist in reviewing, drafting & vetting off various products/ services/ processes of the Company designed for retail customers from legal/ compliance perspective and research on applicable RBI Norms, KYC, data privacy and contract law related issues.
· Drafting & Vetting of Borrowing / Loan documentation under Consortium documentation, documentation under multiple Banking arrangements and security documentation i.e. Mortgage documentation, Pledge Agreements, Hypothecation, Security Trustee Agreements.
· Structured debt financing documentation including experience in debt capital markets, external commercial borrowings and bilateral and syndicated borrowings
· Direct Assignment & Securitization deals, due diligence and documentation
· Having knowledge of Financial Law and Property Law and regulations, i.e. SARFAESI Act 2002, Transfer of Property Act, Contract Act, RBI Guideline and regulations, SEBI guidelines, NHB and FEMA regulations, Arbitration Act 1994, Negotiable Instrument Act, Companies Act
· To attend and advise Business Unit\'s queries/matters pertaining to the provisions of various state Acts including Shops and Establishment Act/Municipal Act/Stamp act/Minimum Wages Act and other banking / NBFCs related laws in day-to-day business transaction of the Company.
· Appraising Head of Legal Department in time bound manner, the changes and developments in local laws affecting functioning of Banks/NBFCs and which will have impact on business.